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MEDICAL BILLING HOME-STUDY COURSE
is a comprehensive program for those interested in a career in Medical Billing. This at-your-own- pace course covers every aspect imaginable!

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Study at Your Own Pace
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Medical Billing Training Software Included


The following is a truncated excerpt of an article by The Morning News, which illustrates the frustrations and challenges encountered in the medical billing industry. This is only an excerpt.

Medical Billing No Easy Chore
Complicated System Frustrates Patients, and Doctors
This article was published on Saturday, September 23, 2006 5:24 PM CDT in Business
By John L. Moore
The Morning News

Clarindia Elliott was treated at Gravette Medical Center in 2003. A few weeks ago she got two bills from a collection agency for $71.05 and $55. Not a lot of money, but she couldn't believe it. The bills should have been sent to Medicare and BreastCare of Arkansas and paid years ago. Eliott said she never received a hospital bill at the time. Now, a collection agency is coming after her for money she’s pretty sure she doesn’t owe.The services for those bills happened so long ago, she’s not even sure exactly what they were for. Elliott said she is refusing to pay the bills until the collection agency can prove she owes them.


medical billing BILLING ERRORS
In 2003, Consumer Reports surveyed 23,000 people on satisfaction with hospital stays and of the 11,000 people who reviewed itemized bills of their hospital stay, 5 percent found major errors. Those patients with out of pocket expenses of $2,000 or more were twice as likely to find billing errors, according the report. Those errors may be built into the system at some medical facilities, said Nora Johnson, a medical billing advocate.

Hospitals and independent physicians all have their own set of policies regarding payment. Some allow payment plans and some don't. Some will send the bill to an outside collection agency sooner than others. St. Mary’s Hospital in Rogers, for example, does offer interest-free payment plans for patients, Shepphard said.

“A lot of hospitals want a lot of money in advance, before you leave,” Johnson said. “Patients need to know, if they are insured, that they are responsible for the deductible, but anytime they’re asking for anything outrageous, you need to make the hospital put it in writing.” Johnson said that asking them to put it in writing and have a hospital official sign it will help insure that the money they’re asking for is appropriate, she said. Those bills that come years afterward, often from a collection agency can be the most frustrating for patients, Johnson said.




medical billing Addressing the Issues
Billing mistakes can be costly. Medical billing and collection problems on behalf of the patient, or the physician's office are not uncommon. They usually happen as a result of oversight, error, or unfortunately in some cases as a result of incompetence. Billing patients, health insurances and Medicare/Medicaid for medical services involves a complex system of numerical codes for various diagnoses and procedures. Reimbursement is based on coordinating and properly submitting those codes. Cash flow and financial success depends on proper reimbursement. Rejected claims can be costly and frustrating!

Mistakes Best Avoided From The Start:
Mistakes in medical insurance billing can be frustrating. Health care providers depend on their  reputation. When coding and billing mistakes occur they will lead to complications, frustrations and often serious complaints. Needless to say, medical coding and billing mistakes are best avoided from happening in the first place!

Confusing and indecipherable bills
Failure to follow consistent billing cycle
Failure to credit payments
Failure to deduct payments from balance owed
Failure to obtain pre-approval or pre-certification
Failure to obtain supplemental or spouse insurance information
Finance charges on billing mistakes/improper finance charges
Improper filing of insurance/failure to file insurance
Denial of care due to outstanding balance, even when balance is in dispute
Denial of care to patients with "pre-paid" coverage, such as HMO members
Denial of care to children of parents with outstanding balances
Demanding payment in full from patients with previous bankruptcy filed against provider, even when patient has current health coverage; otherwise denying treatment
Excessive rates for services; fees above "usual and customary" for many insurance companies
Resurrecting old medical bills, from as long ago as 16 years
Forcing consumers with outstanding balances to get treatment at facilities in other counties
Failure to honor payment agreements made with patients
Unwillingness to put payment agreements in writing
Improper notification to consumers that their accounts have been "flagged" for no service
Refused requests for information and/or clarification of bills
Charges for goods or services never received
Bills sent to inappropriate address or person
Finance charges to Medicare patients
Pushing consumers to use credit cards or take out bank loans in order to pay medical bills in full
Charging HMO members improperly by calculating members' 20% co-pay based on the standard price, rather than on the HMO's discounted price
Not understanding how patients reach their deductible and what portion of the payment goes to the deductible
Having an outdated patient insurance card on file
Overcharges, double-billing
Coercive and intimidating collection practices by Patient Accounts representative
Upcoding—billing for more complicated procedure than was performed

medical billing Diligent Follow-up
Upon discovering improper payments, billing mistakes, or alleged misconduct, all pending issues must be addressed as competently and as quickly as possible. The sooner these issues are dealt with and resolved, the better, to avoid unnecessary (further) reimbursement delays, or possible practical, possible legal issues.

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